Monday, June 15, 2015

LendingRobot takes the reins to combat investing pain http://revealedtech.com/microsoft/lendingrobot-takes-the-reins-to-combat-investing-pain/



Who: Emmanuel Marot, co-founder and CEO of LendingRobot



A new way to invest: Among the many ways to invest is utilizing a peer-to-peer/marketplace lending facilitator like Lending Club. But going through the process of finding promising loans, managing investments and reinvesting cash returns can be time-consuming and complex. With LendingRobot, those processes become automated, making LendingRobot an investment adviser and freeing up the investor.



International affairs: LendingRobot co-founders Emmanuel Marot and Gilad Golan moved to Seattle from their respective native countries of France and Israel when they sold their businesses to Microsoft. They met while working at Microsoft, enjoyed working together but eventually went their separate ways. The two later joined up to initially create a photo sharing app, but griping about investing one day made them create Lending­Robot instead. The two wrote the LendingRobot script starting in May 2013, and they went into private beta in November of that year.





Money in the bank: By April 2014, LendingRobot exited beta, with 100 clients. Marot and Golan raised $700,000 from business angels in their seed round, which ended in May 2014. They then raised $3 million in a Series A round in January 2015. Lending­Robot, which is the DBA for Algorithmics in Seattle, has 2,000 clients and $32 million in total asset management.



What it costs: If your account uses less than $5,000, LendingRobot manages it for free. They charge 45 basis points annually on account amounts above the free $5,000.



In the news: LendingRobot recently announced its ability to automate transactions on Lending Club’s secondary market. Among other things, it allows LendingRobot clients to generate liquidity in Lending Club’s marketplace while LendingRobot automates the reinvestment of income.



The pitch: “Although we cannot promise anything, historically we see that we increase returns by about 3 percent,” Marot said. “And it will be much simpler for you.”


— Jason Axelrod






Source Article from
http://www.seattletimes.com/business/lendingrobot-takes-the-reigns-to-combat-investing-pain/
LendingRobot takes the reins to combat investing pain

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